Who do we cover?
Our insurance cover is designed to cover journalists, whether freelance or employed, including reporters, producers, photojournalists, stills photographers, camera crew, sound engineers and production staff at home and working on assignments all over the world.
As well as cover for individuals we also specialise in schemes for federations and membership associations, please contact us to arrange a scheme to protect your members that is tailored to your specific requirements.
What does our policy cover?
Our cover is based on where you travel to and includes:
• Accidental death
• Total and irrecoverable loss of sight of one or both eyes
• Loss of limbs
• Permanent total disablement
• Medical expenses (accident and sickness)
• Medical evacuation and repatriation back to your home country.
Our weekly policies are ideal for journalists, production teams, film-makers, equipment and staff on location in war zones, rebellions, terrorist affected areas or remote regions on trips of just a few days to many months. You can get a quote in just a few seconds here.
Simple and affordable
Don’t pay more than you need to. Our policies are extremely flexible and cover is available from one week to an entire year.
We can provide from $100,000 to $500,000 accidental death and disablement cover with sickness, evacuation and repatriation with rates based on our 5 zones. Cover of up to 5x your annual salary is available.
Weekly cover in even our highest risk zone which covers countries like Afghanistan, Iraq, Libya and Syria would cost just $52 for $100,000 worth of cover. The same cover in our lowest risk zone would be just $12.00.
Where are you covered?
Our annual policy covers you on assignment and at home. We offer worldwide cover to places most standard insurance deliberately excludes including Afghanistan, Iraq, Central African Republic, Sudan and Syria.
Unlike most insurance, we cover journalists being transported in military vehicles including aeroplanes and helicopters. If the story takes you to places where there is war – whether declared or not – civil war, terrorism or rebellion then insurance for Journalists cover is for you.
Fewer exclusions, better value
Our policies are regulated by the UK Financial Conduct Authority.
We cover what most policies exclude:
• War – whether declared or not
• Civil war
What don’t we cover?
We understand how difficult your role in the field can be and so we’ve worked hard to keep the list of exclusions as small as possible.
• Being a combatant
• Death by natural causes
• Losses caused by nuclear, chemical and biological weapons of mass destruction.
Please refer to our policy wording for the full list of exclusions.
World-class worldwide emergency response
If you need urgent assistance we are there to help.
Our independent claims and assistance providers, NGS are redefining international assistance. NGS is normally with a client in urban areas within 40 minutes (and often much faster). This makes the typical 3-7 day industry standard response time obsolete.
With over 7000 service providers they maintain a capability in every country in the world. About 75% of the work hours in the Operations Centre is spent on building and maintaining the network of service providers, locally and globally.
Efficient claims handling
Claims are handled by a dedicated claims handling company to ensure a speedy and sympathetic process.
Most users will have 24/7 access to our global emergency response team